• Exterior of caravan on a trailer park

    Clearing Your Static Caravan Debt

    When you sell your static caravan through I Buy Caravans, we can take care of any outstanding finance for you.

  • I just wanted to say thank you very much for all your help and support with our sale of the cosalt viena caravan, you really made it much simpler and hassle free . I know you do this all the time but for us we have never done it before and appreciate what you did.

  • I Buy Caravans are prompt and efficient to deal with. My caravan was collected as agreed and payment received promptly.

    Jim Butler

  • All in all, a fast and smooth operation and I am delighted.

    Arthur Hughes

  • The service I received from UK caravans direct whe selling my Delta Sanatan was second to none. I have no problem recommending this company to anyone wishing to sell their caravan.

  • Just a quick email to say thanks for the help in selling my swift celebration caravan. You gave my help understanding and patience which was highly appreciated.

  • I totally recommend UK caravans direct for purchasing your caravan, they gave me the best competitive price for my BK sheriton and maintained good communication during the process

  • I sold my ageing Brentmere lodge to UK caravans direct. I sent photos of the van and a price was agreed. A deposit was sent to my bank account, and the rest sent the day it was collected.

  • We would like to say to anyone wishing to have this company buy your static caravan, to consider I-Buy-Caravans, Andrew Benson has become a friend rather than just the man buying our Caravan.

    Christopher & Lauraine

  • Don't hesitate to let these guys buy your caravan. We had a fantastic service when selling our Pemberton lucerne. Within 2 weeks paperwork was signed and caravan was collected and money was in my account.

  • From my initial contact with Ian, he was punctual, professional and sincere. My offer was good and based on the current Glass's guide and a deposit was in my account that day.

  • ..Just to say thank you very much for your expertise and discretion in dealing with our Atlas Sahara caravan..

  • I wouldn't hesitate to use the company again or recommend them to other people.

    Jim Butler

  • Ian from I Buy Caravans contacted me very quickly and I'm very happy to say the transaction was completed in less than a week and very stress free. An excellent service, thank you.


  • A man of his word. Something you don't hear of nowadays. However, Paul is one such man. From first contact he was ACE. He dealt with site owners, arranged the transport of our victory fairhaven the lot!! Final payment was prompt, all done and dusted in days. Highly recommend.

  • Thank you for a stress free first class service when buying my Regal Retreat caravan. Great communication. Prompt payment, best price offered and no quibbling. Highly recommend.

  • “After waiting for the caravan park to give me a price, I found I Buy Caravans and received a price within a few hours. I accepted it and had a substantial deposit in my bank the same evening."

    Arthur Hughes

  • It's been a pleasure dealing with Damien Hodgson at UK caravans direct. He was always quick in answering our questions and kept us well informed as to the progress of the sale of our Carnaby crown caravan.

Clearing Your Static Caravan Debt

One of the biggest headaches when selling a static caravan privately comes if you’ve taken out finance. Where your finance agreement has an outstanding balance, you will still need to settle this if you sell.

When you sell your static caravan through I Buy Caravans, we can take care of any outstanding finance for you. Once we’ve made an accurate valuation of your caravan’s worth, we’ll do one of three things:


  1. If the outstanding balance on your finance agreement is less that the value of your caravan, we’ll use part of our payment to you to settle your finance agreement, then deposit the remaining funds directly into your bank account.
  2. If your balance is the same as the caravan’s value, we’ll settle the finance for you and collect your static caravan, releasing you from both the debt payments and costs associated with maintaining your static.
  3. If the value of your caravan is less than the outstanding balance of your loan, we’ll pay the lump sum payment directly to your finance provider, but the remaining balance will still be yours to settle.


If you’ve kept your static caravan in good condition and made regular payments on your finance, the chances are that you’ll still receive a lump sum payment when you sell.

Where the finance agreement is comparatively new, you might incur an early payment penalty, as the finance provider won’t make any money from interest. This can affect the amount of money you receive when you sell your caravan, even if it’s still in perfect condition.

If you’ve made a lot of alterations to your caravan, this can have a knock-on effect to its value. A static caravan has its highest value in its original condition, even if you see your alterations as improvements. A low valuation will affect how much of your finance can be settled with a sale, so it’s important to get an accurate assessment of where you stand.

Wherever you are with your loan, getting an up to date estimate of your caravan’s true value can help you get a better picture of your finances. Then, when you sell, you’ll know that you’re getting the best possible price for your static without having to worry about the state of your finance agreement.

What could be better than that? Get a free, no-obligation valuation now.

Written by: Joanna on 13th March 2017